About

Hello and Welcome!

Thank you so much for exploring these pages of our California Residential Refinance Company website. We are happy to have you as a visitor and hope you find the content here useful, informative and engage the California Residential Refinance Company to arrange a new mortgage loan for you. 

The California Residential Refinance Company specializes in Cash-Out and No-Cash-Out Refinancing for Owner Occupied and Non-Owner Occupied One to Four Unit Residential Properties

The California Residential Refinance Company is headquartered in San Rafael, California. and is a licensed and certified as a mortgage broker via the California Department of Real Estate (CADRE) #02081591 and the National Mortgage Licensing System (NMLS) #1977922.

My name is Jim Zimmerman, the President of the California Residential Refinance Company. My personal CADRE # is: 00480123 and NMLS # is: 288153.

I find the mortgage industry very interesting in that by the time I create a borrower’s loan file, shepherd it through qualification, underwriting, then it’s close and funding, I learn a great deal of information about my client, the borrower.

Over the years it has struck me as curious that, while I know a lot about my clients, they do not know much about me. I sometimes may meet with a client in person, but most times I only interact with them via the telephone and email.

So, to help balance the information scales for you (my prospective client), I was born and grew up in Central Pennsylvania, I am an Eagle Scout, I was a high school and college athlete and I have a Business Administration degree.

I migrated to California and soon thereafter was licensed by CADRE, so I have been working with borrowers and arranging their residential mortgages for quite some time.

In addition to the real estate industry and especially the mortgage industry, I have been fortunate to have been exposed to a wider range of business activities, including other financial products by previously holding a Series 7 securities license and property and casualty insurance licenses. 

My rather wide and somewhat eclectic work experience has helped me to focus on the “end-user-experience” (for you, my client) in the design and creation of this ResiRefi website to make the loan application process as easy as possible for you via some of the latest technology available.

 

Right now, with interest rates at a historically low level and with homeowner’s equity at a level higher than before the 2008 recession, it is a great time for YOU to focus on a residential refinance mortgage loan via the California Residential Refinance Company.

 

Please let me know if you have any comments or questions regarding the above “About” information via my Contact page.

I look forward to working for you and with you on your new mortgage loan.

Jim z